Expert Decision Systems (XDS) is an information bureau in Zimbabwe offering both consumer and commercial reports, credit scores and analytics giving a complete data picture. We believe in delivering innovative, user-friendly, and affordable information solutions and technology that can be trusted and tailored to your specific business needs.

XDS Zimbabwe is part of a Pan-African group that has operations in South Africa, Ghana and Nigeria. The parent company has also been involved in projects across Africa, positioning us as a uniquely African company with a solid international track record.

A unique combination of strong business practices, information technology skills and experience enables us to provide consumer, business and personal solutions that significantly contribute to organisations making smarter decisions.

Our solutions cater for all aspects of our customer's business cycles. We earn our customers’ enthusiasm through delivering value added products driven by accuracy, integrity, service delivery and innovation.

Managing Director F. Dyirakumunda

why xds?

Our Key Value Drivers

  • Specialised skillset

  • Worldwide credit bureau experience

  • Data integrity, accuracy and detail

  • Innovation and technology

  • Customisation of data and flexibility

Our Philosophy

We strive to maintain the highest standards of integrity relating to data privacy, legislative compliance, confidentiality and quality of information. XDS is committed to providing smart information solutions to credit grantors and consumers.

Our People

We are proud to have a diversified, multi-skilled and experienced management team and believe that through training we can improve the level of knowledge and experience, and develop the skills of our employees. We commit ourselves to skills development and undertake to promote and support the practice.