XDS agro business unit specializes in facilitating the sharing of credit data, establishment of credit scores and credit analysis that will enhance lending to the agriculture sector, including small holder and communal farmers. XDS provides data analytic products that enable contract farmers to eliminate excessive losses. Current product offering includes: credit exposure reports, double dip alerts and side marketing alerts.

XDS collects information of on farmers’ past credit history, payment patterns, productivity levels and the trype of produce. We combine this information with agro economist information to come up with scores and analytics that incoparate both the credit behaviour and the productivity levels of the farmer.

XDS assists agro-finance companies successfully manage risk associated with granting credit to small-to-medium scale farmers and commercial farmers.