XDS Products

It is a necessity for every business to adopt and implement sound risk management solutions and practices to ensure their survival and enable growth and prosperity. XDS is dedicated to providing a range of innovative solutions that adds real value.

Our data and information solutions are locally developed to cater for all aspects of your customer's credit life cycle, including marketing, application processing, scoring, fraud detection & prevention, account management and monitoring and tracing.

XDS Credit Profiles will help your business successfully manage risk associated with credit granting and to capitalise on the demand from customers and corporates for credit. We enable businesses to make smarter credit decisions.

XDS Credit Profiles will provide your business with up-to-date consumer and corporate information that will streamline your credit granting process through:

  • Unique comprehensive reports
  • User-friendly systems
  • Accuracy, validity and reliability of information
  • Current information
  • Cost-effective pricing models
  • Customer support
  • Real time access

Our Suite of Products

Our suite of products is designed to cater for the requirements across the credit life cycle as depicted below:

XDS agro business unit specializes in facilitating the sharing of credit data, establishment of credit scores and credit analysis that will enhance lending to the agriculture sector, including small holder and communal farmers. XDS provides data analytic products that enable contract farmers to eliminate excessive losses. Current product offering includes: credit exposure reports, double dip alerts and side marketing alerts.

XDS collects information of on farmers’ past credit history, payment patterns, productivity levels and the type of produce. We combine this information with agro economist information to come up with scores and analytics that incorporate both the credit behaviour and the productivity levels of the farmer.

XDS assists agro-finance companies successfully manage risk associated with granting credit to small-to-medium scale farmers and commercial farmers.

Fraud and misrepresentation are ever on the increase and for companies to prevent massive losses, they need to ensure that they know their customers, employees, tenants or other business partners. Authentication solutions from XDS assist in verifying information submitted and identifying fraudulent documentation, all of which work together to reduce exposure to risk and loss.

E Check is an employee screening/background checking service under XDS. E Check offers employment risk management solutions to employers and background screening agencies in all sectors across Zimbabwe and internationally; with specialised consumer information which empowers employers to make better recruitment decisions. This is done through an employee database with data contributing members being employers, training institutions and tertiary institutions in Zimbabwe.

It is important for businesses of all sizes to conduct the necessary background checks on their employees. Employees may portray a different picture of their past compared to what it really was, which is why employment checks are an essential part of the recruitment process.

E Check provides you with a quick, easily accessible screening option, tailor-made to suit your screening needs. You can either choose a full screening package or custom-build your report by requesting for particular levels of screening from our array of products.

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